~ Where the Sun Will Never Set on Our liberty ~
NOTE: Just an FYI for now!
I found this on twitter. This persons Facebook entry was tweeted and if this is true, Woah!
This information is also posted on Drudge this morning! This is just an FYI, because I don't know if it's true or not. If it is true, this is quite serious. They will make things so impossible for people to abide by the law, you won't be able to pay for everything for daily living expenses, mortgages, property taxes. Then a levy on your house and you could end up losing it. Isn't that the goal of the sustainable living people anyway through Agenda 21? Scary! We shall see if this pans out to be true! At this point, I don't put anything past them.
A man who attempted to sign up for Obamacare online was told that a fine of over $4,000 dollars a year for refusing to take out mandatory health insurance could be taken directly from his bank account, and that his drivers license would be suspended and a federal tax lien placed against his home, according to an entry on the HealthCare.gov Facebook page.
If true, the implementation of Obamacare is going to be a whole lot more draconian than Americans have been led to believe.
Will Sheehan claims that when he tried to sign up for Obamacare and then register to opt out, he received an ominous warning. Sheehan’s full Facebook post reads;
“I actually made it through this morning at 8:00 A.M. I have a preexisting condition (Type 1 Diabetes) and my income base was 45K-55K annually I chose tier 2 “Silver Plan” and my monthly premiums came out to $597.00 with $13,988 yearly deductible!!! There is NO POSSIBLE way that I can afford this so I “opt-out” and chose to continue along with no insurance.
I received an email tonight at 5:00 P.M. informing me that my fine would be $4,037 and could be attached to my yearly income tax return. Then you make it to the “REPERCUSSIONS PORTION” for “non-payment” of yearly fine. First, your drivers license will be suspended until paid, and if you go 24 consecutive months with “Non-Payment” and you happen to be a home owner, you will have a federal tax lien placed on your home. You can agree to give your bank information so that they can easy “Automatically withdraw” your “penalties” weekly, bi-weekly or monthly! This by no means is “Free” or even “Affordable.”
Sheehan went on to point out that the site makes you input all your personal information before giving you an indication of the costs, meaning a database of the “uninsured” is being built. He added that he could not afford to pay the premium so would have to break the law and pay the fine, leaving him with no health care coverage.
The federal government has consistently denied that any fines pertaining to Obamacare non-compliance could be seized from bank accounts, despite reports last year that the IRS had hired 16,500 new agents to harass citizens who attempt to evade the new law.
“There’s no criminal sanctions for not paying this, and there’s no ability to levy a bank account or do seizures,” then-IRS commissioner Douglas Shulman said in April 2010.
In addition, Americans who refuse to pay for mandatory health insurance “shall not be subject to any criminal prosecution,” according to the law itself.
Section 1501(g)(2) of the Affordable Care Act also states that the IRS cannot “file notice of lien with respect to any property of a taxpayer by reason of any failure to pay the penalty imposed by this section.”
Either Sheehan’s claim that he received this notice is a lie, or the feds have been dishonest with the American people all along, and the revolt against Obamacare is about to take “don’t tread on me” to a whole new level.
Read a copy of the full exchange on Facebook below.
Obamacare penalty: Your family could pay more for insurance
Just imagine saying this to your boss: "Don't offer me health insurance benefits."
Those apparently bizarre words might actually end up being uttered next year because of a quirk in Obamacare that could financially penalize a number of workers and their families.
That quirk means that for some people, it will be more economical to have an employer not offer health insurance subsidies for them and their families—and for the entire family to then instead be able to buy insurance with government subsidies on the Obamacare state health exchanges.
"For a lot of people, that may be a better deal," said Jonathan Wu, co-founder of the price-comparison site ValuePenguin.com. "We're talking like thousands of dollars."
Wu noted that companies might be able to shed health-care costs as a result of the quirk, too.
"Our analysis suggests that employees and employers across the country should sit down and discuss the potential merits of discontinuing employer-sponsored plans," ValuePenguin.com said in a new report. "The company would end up saving money while the employee would benefit from thousands of dollars in tax subsidies—a clear win-win for both parties."
What Wu calls one of several "weird" unintended effects of the Affordable Care Act—effects that lead to some less-than-affordable outcomes—stems from a rule that was adopted by the Health and Human Services Department last winter and goes into effect in 2014.
(Read more: Obamacare delay draws fire)
Under the ACA, popularly known as Obamacare, a worker whose employer offers company-subsidized health insurance that costs the worker less than or equal to 9.5 percent of household income is considered to be receiving "affordable coverage."
Paying the price for Obamacare
Is Obamacare crumbling under its own weight? Mark Hannah, a former campaign aide for John Kerry and Barack Obama, and Betsy McCaughey, author of "Beating Obamacare," share their opinions.
Workers with access to that supposedly affordable coverage from their employers are not eligible to reject it and instead buy insurance on the Obamacare state exchanges using government subsidies in the form of tax credits. Those credits are available to households whose incomes fall below 400 percent of federal poverty levels, which for a family of four is $94,200.
But HHS has ruled that the affordability test will consider only the cost to workers of buying insurance from their company's plan for themselves—not that of insuring their entire family.
In other words, even if the cost of obtaining coverage for a worker's entire family exceeds 9.5 percent of household income, that family cannot potentially save money by buying subsidized insurance on the state health exchanges.
Some people might say, " 'I got a raw deal for doing absolutely nothing,' " Wu said.
"Where it really hurts is where the company subsidizes only the employee and not the rest of the family," he added.
The potential financial hit to families is becoming more apparent with the approach of Oct. 1—the date when all federal and state-run Obamacare exchanges are scheduled to begin enrolling people in plans—and as exchanges release data about the premiums their plans charge.
(Read more: Red states could beat blues in Obamacare rollout)
Wu demonstrated the phenomenon with data from New York state's health insurance exchange and the hypothetical example of a family of four earning $50,000 per year. He assumed they were being offered, in the employer plan, insurance costing $13,646 annually for the entire family, and $4,788 annually for coverage for just the employee.
In his scenario, the company paid 50 percent of the employee's premium for coverage, but nothing for the premiums for the rest of the family.
In that scenario, the employee's premium cost would be $2,394 per year—well under the 9.5 percent affordability test level. Thus, the entire family would be disqualified from using federal subsidies to buy insurance on the Obamacare exchanges.
The family then would have two options.
Option one would be for the entire family to get insured under the employer plan at a net cost of $11,252—an amount that takes into account the company's subsidy to the employee.
Option two would be for the employee to buy insurance from his company's plan, at an out-of-pocket cost of $2,394. The three other members of his family would then buy insurance on the New York exchange at a cost of of $7,120—for a total of $9,514.
But Wu pointed out that if the company didn't pay any part of the employee's premium for the company-offered insurance, the entire family would significantly benefit financially under the Obamacare rule.
In that situation, a worker would be on the hook for all of the $4,788 annual premium cost for the company plan. That's more than the 9.5 percent income affordability test—and his family would thus be eligible for government subsidies on the New York state health exchange.
By using those subsidies, the entire family's total cost after purchasing the second cheapest "Silver" plan on that exchange would be just $3,365 a year.
(Read more: Doctors confused, skeptical about Obamacare)
That's nearly $6,000 less than the cheapest scenario available to the same family if the worker was offered employer-subsidized insurance, Wu noted.
"The employee could simply ask the employer to keep the $2,400 [subsidy] so that the insurance would not qualify as affordable," the ValuePenguin report said.
ValuePenguin also pointed out that even if the employer paid half of the premiums for the family in the company-offered plan, the total cost to the family would be $6,823 annually. That's nearly $3,500 more than a plan that would be available to them on the New York exchange if they hadn't received the company's subsidies in the first place.
In that situation, Wu said, "You would rather say, 'Don't give me that coverage.' "
A Kinda Comprehensive List Of State Obamacare Exchange Screw-ups
Looking for a list of the best panda-cams in the world? You came to the wrong place. However, if you’re looking for a list of all the screwups in the bumbling Obamacare roll-out by state, well congrats.
You’re at the right spot, sparky.
Users had to wait for hours, and still got error messages. The Arkansas site was supposed to register people, but instead it’s linking to the main Obamacare website, which also has glitches. Some were redirected to Bill Clinton’s personal Facebook where they were asked many personal questions and bikini pictures.
Originally state officials happily reported that 5 million people perused their website on Tuesday. On Wednesday, they actually counted, and revised that number to 645.000 hits. Yeah. That’s quite the error margin, California.
The website crashed over and over, and user experienced long wait times. State officials will have to add 150 employees to answer phone calls.
The website is online, but it cannot calculate subsidies for users, who have to talk to phone agents in order to secure their medicinal pot prescriptions. Many reported getting a severe case of the munchies, which is considered a pre-existing condition, even under Obamacare, unless you opt for the “choom gang” health option.
1,000 have signed up.
167 lucky lucky people signed up on the first day – about half got an Obamacare subsidy, the rest were for Medicaid. Calm down, Connecticut, you’re burning up the internet!
The website is down, ingesting bathsalts, and has devoured the faces of many users. State officials are suggesting they seek medical assistance, and come back later to sign up for mandatory health insurance.
Only 35 Obamacare navigators have been approved by the state to wear the special navigator glasses.
The healthcare exchange website is deader than Anthony Weiner’s political career, and isn’t anticipated to be ready until at least Friday. At least.
The land of Lincoln is spending $35 million to promote Obamacare, In exchange for this, many state officials went on vacation to the Bahamas, and citizens were left with a “largely non-working federal insurance exchange and call center.” The online chat function timed out after ten minutes, and users had to wait 30 minutes to talk to someone on the phone.
The website lagged, didn’t let people log in, and one user reported that after waiting for a long time, he was punted off to a page that give him information on Kentucky’s Electronic Death Registration System. No. Seriously. Hit the link, I’m not even joking.
1,235 were enrolled by Tuesday afternoon.
Mary Landrieu confirms that many tens of thousands of gators have enrolled in Obamacare, but unfortunately, not one Louisianan has been able to sign up. Not. Even. One.
State exchange website crashed, users were asked to check back later while technicians gently and lovingly caressed their servers back to life.
Users were cheerfully greeted with an obstinate website and hours, literally, hours, not figuratively, but literally, hours of waiting to sign in.
Harry Reid will be happy to know that no more cancer-ridden kids were able to sign up for healthcare because the website was completely shut down by the second day.
Cover Oregon spent $78.8 million over the last two years in order to tell Oregonians to come back later because their website portal isn’t ready yet. Perhaps they should have spent $78.9 million.
The website for small business registration is even worse – it won’t be ready until November. Maybe. Probably. Don’t hold your small breath, small businesses.
Eagles and Steelers fans were thoroughly confused (more than usual) by a website that was inundated and displaying an error message until 1 PM on Tuesday.
After yelling, “remember the alamo” multiple times at their monitor, Texans were still unable to login to their exchange website. They’re being told by state officials to just give up and come back later.
Thanks for your patience, but go away, we don’t know what we’re doing, and frankly, we’re kinda angry that you would dare visit and have such ridiculous demands of us. Do we need to make a call to the IRS? Because we will.
A $1,000,000 grant was used to train 500 Obamacare navigators in a 16 hour training session, which comes out to $125 an hour. And they weren’t ready for the roll-out on Monday.
One enthusiastic Obama-supporter tried for ten hours to enroll on the first day, including two 45 minute phone calls, with no success.
Good addition to this one. I hope the others will share any local stories about attempted sign-ups, too!
FYI.... Rush cited this story. I'm thinking it is as real as the milk I drink!
I'm sure more will come out on this and we will hear many more stories just like this one as well, JG!